My name is Bianca Zahrai and I practice ERISA/Employee Benefits law in the San Francisco Bay Area. I have over 18 years of experience in regulatory compliance, with an emphasis on ERISA's Title I, Fiduciary Compliance. I work with private sector employers and plan sponsors to ensure their retirement and health and welfare plans are in compliance with federal and state laws, and help them with DOL/IRS audits. Retirement plans include pension plans, including Defined Benefit, cash-balance, and Defined Contribution plans, (401(k), 403(b), profit sharing, money purchase thrift and money-purchase plans), as well as Taft-Hartley plans. Health and welfare plans issues include HIPAA, COBRA, ARRA, ACA. I also assist employees and plan participants/beneficiaries find their money (lost or forgotten 401(k) retirement accounts), help them with their health coverage issues, and QDROs.